Amman Chamber
الأخبار المحلية الإقتصادية
معالجة التصرف بالبضائع المفرج عنها بتعهدات
لائحة معدلة للائحة بدلات خدمات ميناء حاويات العقبة لسنة 2018
قرار رقم (80) لسنة2018
التعليمات رقم (2) لسنة 2018 المعدلة لتعليمات استلام وتخزين
المزيد من الأخبار

In an educational session on Returned Cheques
Khirfan: Rapid developments and changes require reduction of returned cheques phenomenon

In collaboration with the Ministry of Justice and “addressing returned cheques” committee, Amman Chamber of Commerce held an educational session on returned cheques in the presence of more than two hundred participants from various sectors, trade unions and associations, and owners of trade and services companies, institutions and shops in the capital, Amman.

Ghassan Khirfan, First Vice Chairman of Amman Chamber of Commerce, expressed thanks and appreciation to members of the Committee, consisting of the Ministry of Justice, Public Security Department, Central Bank of Jordan, Jordanian Bar Association and the Association of Banks in Jordan on their sustained efforts to develop scenarios and action plans that will consolidate correct concepts for dealing with cheques and appropriate solutions to reduce the phenomenon of returned cheques which negatively affects our national economy in its various sectors and activities.

“Following-up with the issue of returned cheques stems from the urge to find the best ways of addressing this phenomenon in light of the rapid banking developments and international changes, which requires developing and finding means and procedures much more effective in reducing the aggravation of this phenomenon” Khirfan said and stressed the importance of local banks role and their legal responsibility in granting chequebooks to their customers, which must be within a clear and specific standards.

ACC Board Member Jamal Fariz indicated that the growing phenomenon of returned cheques requires exerting joint efforts to limit its spread in the Jordanian economy, either through developing governing guidelines and procedures that regulate the operation of issuing and dealing with cheques, or in terms of raising the level of awareness and education since there are many negative effects of this phenomenon on economic activities especially on their liquidity, the accumulation of losses, in addition to obstacles in the process of granting credit.

Judge Dr. Hisham Majali from the Ministry of Justice introduced a worksheet on returned cheques in which he tackled many related subjects including the mandatory data in a cheque, data that result in the invalidity of the cheque once ignored, data that do not result in the invalidity of the check once ignored, laws governing cheques and regulating dealing with them, Article 421 of the Penal Code, and reasons behind this increased phenomenon as well as some statistics on returned cheques.

Suwaylim Nseer of the Jordanian Bar Association referred to the negative effects of returned checks on the various socio-economic groups, the role of cheques as fulfillment tools, types of cheques, and the legal requirements of cheques.

Arafat Fayoumi of the Central Bank of Jordan pointed out to the role of the Central Bank in reducing the phenomenon of returned cheques through the bank's role in maintaining monetary stability. He also tackled the issue of the electronic clearing house, and explained the most important reasons behind returning a cheque.

This was followed by a dialogue between participants and lecturers that focused on emphasizing the importance of accelerating the period of litigation to issues of returned cheques, and the need to adopt serious measures to reduce this phenomenon which affects our national economy adversely.


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